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Test Cards
Visa 4111111111111111 Expiration Date 12 of 2010
MasterCard 5454545454545454 Expiration Date 12 of 2010


CVV Responses
CVV2 Entry Description Response Codes
111 Match M
222 No Match N
333 Not Processed P
444 Should have been present S
555 Issuer unable to process request U

AVS Response
Description Zip for Visa Zip for Mastercard
Address and zip match 66666 66666
Address matches, Zip does not 11111 11111
Neither address or zip match 33333 33333
Zip matches, address does not 77777 77777

Decline Amounts Using Test Cards
Amount Error # Response
.01 200 Authorization Declined
.02 201 Call Voice Oper
.03 202 Hold - Call
.04 203 Call Voice Oper
.05 204 Invalid Card No
.06 205 Invalid Exp Date
.07 206 Invalid ICA No
.08 207 Invalid ABA No
.09 208 Invalid PIN No
.10 209 Invalid Bank MID
.11 210 Invalid Term No
.12 211 Invalid Amount
.13 212 Invalid State CD
.14 213 Invalid Tran FMT
.15 214 Call Voice Oper
.16 215 Lost/Stolen Card
.17 216 Invalid Pin
.18 217 Over Credit Flr
.19 218 *Request Denied*
.20 220 Not Online to ??
.21 200 AUTH DECLINED
.22 200 AUTH DECLINED
.23 200 AUTH DECLINED
.24 200 AUTH DECLINED
.25 200 AUTH DECLINED
.92 200 AUTH DECLINED
.93 200 AUTH DECLINED
.94 200 AUTH DECLINED
.98 298 Error - Retry
.99 299 Error Error - Retry
1.69 A Y Will always return a match for AVS
19.58 Not viewable Not Viewable

Note: Not every error is used on a standard gateway account.