| Terminal/Gateway Message |
Error |
Description |
| Auth Declined |
200 |
Cardholder's bank did not approve transaction. |
| Call Voice Oper |
201 |
Authorizer needs more information for approval. |
| Hold - Call |
202 |
Card issuer does not want that card used. Call for further instructions. |
| Call Voice Oper |
203 |
Authorizer didn't respond within allotted time. |
| Invalid Card No |
204 |
Account #/mag stripe is invalid. |
| Invalid Exp Date |
205 |
Expiration date is either incorrect format or prior to today. |
| Invalid ICA No |
206 |
Invalid International Control Account number. |
| Invalid ABA No |
207 |
Invalid American Banking Association number. |
| Invalid PIN No |
208 |
The Personal ID Number for a debit transaction is incorrect. |
| Invalid Bank MID |
209 |
The Bank Merchant ID is incorrect. |
| Invalid Term No |
210 |
The merchant ID is not valid or active. |
| Invalid Amount |
211 |
Amount is either: equal to 0, has no decimal, has decimal in wrong place, or has multiple decimals. |
| Invalid Tran FMT |
213 |
The transaction format isn't valid, typically invalid SIC code. |
| Call Voice Oper |
214 |
Authorization center cannot be reached. |
| Lost/Stolen Card |
215 |
Card has been reported lost or stolen. |
| Invalid PIN |
216 |
Personal ID code is incorrect. |
| Over Credit FLR |
217 |
Amount requested exceeds credit limit. |
| Request Denied |
218 |
Transaction is not valid for this authorizer. |
| Not Online to XX |
220 |
Fatal communications error. |
| Card Not on File |
240 |
Retail Issued account number does not exist. |
| CVC2/CID Error |
248 |
CVC2 or CID data entered is not correct for that card. |
| Invalid Term ID |
300 |
First 2 digits of MID not equal to F. or K. |
| Invalid Exp Date |
301 |
Two digit month not between 01 and 12. |
| Card Expired |
302 |
Card date prior to system date. |
| Amount Entry Err |
303 |
Amount length not between 3 and 8 digits. |
| Amount Entry Err |
304 |
Amount either has not decimal, more than one, or is positioned incorrectly. |
| Amount Entry Err |
305 |
Amount contains non-numeric characters. |
| Invalid Card |
306 |
Account #/mag stripe contains non-numeric characters. |
| Invalid Card |
307 |
Account #/mag stripe is less than 5 char long. |
| Invalid Card |
308 |
Account #/mag stripe does not pass MOD 10 check. |
| Invalid Term ID |
309 |
Terminal ID not found in terminal file. |
| Invalid Card |
310 |
Account #/mag stripe is incorrect length. |
| Call Center |
311 |
Host couldn't read terminal file within specified time. |
| Invalid Card |
312 |
Account # can't be found in BIN table. |
| Invalid Store |
313 |
12 digit merchant/store # not found in file. |
| Call Center |
314 |
Host couldn't read store file within specified time. |
| Inv Tran Code |
315 |
Tran Code not supported for that card type. |
| Invalid Card |
317 |
Discover not set up for draft capture or no subscriber #. |
| Invalid Card Length |
318 |
Length does not match routing table specifications. |
| Invalid Amount |
319 |
Transaction amount all zeros. |
| Invalid Format |
320 |
Missing field separator or ETX |
| Inv/Mssng Auth Code |
321 |
Authorization code is missing or incorrect on prior sale. |
| Inv Industry Data |
322 |
Industry specific data is incorrect. |
| Invalid Trans Class |
323 |
Transaction class is not "F" financial. |
| Invalid MSDI |
324 |
Market Specific data indicator is not H, A, F or P. |
| Invalid Duration |
325 |
Duration is not 01-99. |
| Inv Pref Cust Ind |
326 |
Preferred customer indicator is not Y or N. |
| Inv Card Type/Revers |
327 |
A Partial Reversal was attempted for a non-Visa card. |
| Inv Industry Incrmtl |
328 |
An incremental authorization was attempted for an industry other than Lodging or Auto Rental. |
| Inv Industry Reversl |
329 |
An reversal authorization was attempted for an industry other than Lodging, Auto Rental or MO/PO. |
| PSRF Rec Not Found |
330 |
An Incremental or Reversal authorization was attempted against a transaction that did not qualify for PSIRF. |
| Inv Folio No/Hotel |
331 |
Folio number is not a 6 digit numeric field. |
| Inv Charge Des/Hotel |
332 |
Charge descriptor field is not 2 digit numeric. |
| Inv Industry/No Show |
333 |
A No Show transaction was attempted for an industry other than lodging or auto rental. |
| Inv Card Type/Market |
334 |
Market specific data is not present for other than Visa card. |
| Invalid Vehicle No |
335 |
Vehicle number is not 5 digit numeric field. |
| Invalid Odometer No |
336 |
Odometer field is not 6 digit numeric. |
| Invalid Driver No |
337 |
Driver number is not 6 digit numeric or 4 digit with 2 leading spaces. |
| Inv/Mssng MO/TO No |
338 |
Order number is missing or contains invalid data. |
| Inv Comb SIC/MO/TO |
339 |
Invalid "Transaction Type" indicator for mail order only SIC code under industry specific data. |
| Reversal Auth Exists |
340 |
A second reversal authorization was attempted, only one is permitted. |
| Inv Amount/Reversal |
341 |
Reversal amount is invalid or greater than original authorization amount. |
| Inv PIN Capability |
342 |
PIN capability field contains invalid data. |
| Inv Auth Char Ind |
343 |
Auth Characteristics Indicator field contains invalid data. |
| Trans ID Not Numeric |
344 |
Transaction ID field contains non-numeric data. |
| Trans ID Not Match |
345 |
Transaction ID does not match original authorization. |
| Inv BankNet RefNo |
346 |
BankNet reference number contains invalid data or does not match original authorization. |
| Duration >99 Days |
347 |
Duration field greater than 99. |
| MSDI Not MAtch CPS |
348 |
Market specified data indicator does not match CPS type. |
| Ind Cd Not Match CPS |
349 |
Industry code does not match custom payment service type. |
| Inc/Rev Not Manual |
350 |
Incremental or reversal auths are not permitted for manual entry. |
| Prem Not Allowed |
353 |
Must use a special SIC code to accept Premier MC cards. |
| Card/Store Invalid |
357 |
Retail Issued account number not valid for that Store number. |
| Amex Not Allowed |
358 |
Amex Capture not equal to C, A or P or SE# missing. |
| Diners Not Allowed |
359 |
Diners Capture not equal to C or D. |
| Car Blnc Not Allowed |
360 |
Carte Blanche capture is not equal to C or D. |
| JCB Not Allowed |
361 |
JCB capture is not equal to C or D. |
| Invalid EC Data |
362 |
Invalid Electronic Commerce Data. |
| Call Voice Oper |
602 |
Authorization center cannot be reached. |
| Client Not Found |
999 |
Client identifier file is not on system. |
Authorization Errors
